Unlike a bank, Central One is a not-for-profit financial institution.

As a full-service credit union, Central One offers all of the personal and business products and technology innovations you’d expect from a larger national financial institution – but with local decision making and a focus on improving our members’ lives. Central One has been serving Massachusetts residents since 1952. Being member-owned allows us to reinvest our profits by providing you with better rates and technology that fits your lifestyle.

In March of 2021, our field of membership expanded to anyone who lives, works, worships, volunteers, attends school, or owns a business in all of Worcester County as well as parts of Middlesex and Norfolk counties. Also included are family or household members of existing members and businesses or other legal entities located within this area. For a list of towns we serve, click here.

Our team takes great pride in providing World Class Service to all our members and has earned an impressive 98.7% Satisfaction Rating.

Learn more about our products and how we can help you achieve your financial goals by visiting our website.